Reverse Mortgage CA
Mortgage Lenders
17155 Newhope St H
Fountain Valley, California 92708
Reverse Mortgage CA
Mortgage Lenders
17155 Newhope St H
Fountain Valley, California 92708
714-500-5001
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Description
A reverse mortgage is a loan that allows homeowners over the age of 62 to be able to convert a portion of their home equity into monthly payments or cash. Reverse mortgages can be extremely appealing to individuals who may need or want to supplement retirement funds. The reverse mortgage loan balance is not due until the borrower moves out of the home, fails to pay taxes or insurance, neglects to maintain the home, or passes away. If the borrower passes, a spouse, next of kin, executor or estate may be responsible to repay the remaining balance of the loan. Borrowers are not required to continue to make monthly payments to their mortgage but may choose to do so if they would like to prevent it from accruing heavily. There are 3 different kinds of reverse mortgages: proprietary reverse mortgages, home equity conversion mortgages, and single-purpose reverse mortgages.
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